Make Your Dream Home a Reality with Our Home Loan Solutions
Types of Home Loans
We offer a range of home loan options to suit your needs:
- Home Purchase Loan: Finance the purchase of a new house, flat,
- Home Construction Loan: Build your dream home from the ground up.
- Home Improvement Loan: Renovate or repair your existing home.
- Land Purchase Loan: Buy a plot of land to construct your home.
- Home Extension Loan: Expand your current home by adding a floor, room,
Eligibility Criteria
To qualify for a home loan, you generally need to meet the following criteria:
- Age: Minimum of 21 years
- Income: A stable and verifiable source of income
- Credit Score: 650+ or higher
- Employment: A stable employment history
- Property Value: The property should match the loan amount requested
Interest Rates and Repayment
- Interest Rates: Typically range from 6.65% to 9+%, depending on the lender and loan specifics.
- Loan Tenure: Flexible tenures ranging from 5 to 30 years.
- Repayment Method: Repay through convenient Equated Monthly Installments (EMIs).
Tax Benefits
Enjoy significant tax benefits, including:
- Deductions on principal repayments
- Deductions on interest payments
- Deductions on stamp duty and registration charges
Required Documents
To process your home loan, you’ll need:
- Identity and Residence Proof: PAN Card, Passport, Driving License, etc.
- Income Proof: Salary slips, Form-16, Income Tax Returns, etc.
- Property Documents: Buyer agreement, property title, and related documents
Why Choose Us?
Our home loan services come with special advantages, including:
- Free loan processing for buyers of our properties
- Fast approval and doorstep service
- Instant e-approval even before a property is selected
- Special interest rates for women applicants or co-applicants
- Flexible repayment options to suit your financial needs
- Affordable home loans for NRIs, with competitive interest rates
All home loans are processed under RBI rules and regulations. Terms and conditions apply.